IJCRT Peer-Reviewed (Refereed) Journal as Per New UGC Rules.
ISSN Approved Journal No: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013
Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 7.97 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(CrossRef DOI)
| IJCRT Journal front page | IJCRT Journal Back Page |
Paper Title: ARTIFICIAL INTELLIGENCE AND EMPLOYEE WELL-BEING: OPPORTUNITIES, CHALLENGES, AND ORGANIZATIONAL STRATEGIES
Author Name(s): Adupa Prathiksha, Shashank kurimilla
Published Paper ID: - IJCRT2501335
Register Paper ID - 275486
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT2501335 and DOI : http://doi.one/10.1729/Journal.43142
Author Country : Indian Author, India, 506015 , Telangana, India, 506015 , | Research Area: Management All Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2501335 Published Paper PDF: download.php?file=IJCRT2501335 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2501335.pdf
Title: ARTIFICIAL INTELLIGENCE AND EMPLOYEE WELL-BEING: OPPORTUNITIES, CHALLENGES, AND ORGANIZATIONAL STRATEGIES
DOI (Digital Object Identifier) : http://doi.one/10.1729/Journal.43142
Pubished in Volume: 13 | Issue: 1 | Year: January 2025
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Management All
Author type: Indian Author
Pubished in Volume: 13
Issue: 1
Pages: c898-c906
Year: January 2025
Downloads: 266
E-ISSN Number: 2320-2882
The integration of Artificial Intelligence (AI) into workplaces is reshaping organizational processes and employee experiences. While AI enhances productivity and reduces workload, its implementation raises concerns regarding job security, stress, and workplace relationships. This study explores the multifaceted effects of AI on employee well-being by analyzing survey data from 500 employees across healthcare, technology, manufacturing, and finance sectors, alongside interviews with 50 managers and employees. Quantitative findings reveal significant productivity improvements (78%) but highlight challenges such as job insecurity (68%) and strained workplace relationships (50%). Thematic analysis identifies ethical implementation, training needs, and surveillance concerns as critical moderating factors. By providing evidence-based recommendations, this study aims to guide organizations in balancing AI's benefits with employee well-being.
Licence: creative commons attribution 4.0
Artificial Intelligence, Employee Well-being, Workplace Automation, Job Security, Ethical AI, Organizational Strategies
Paper Title: The Leveraging N-Gram Models for Enhanced Text Categorization and Summarization Using Extractive Approaches
Author Name(s): Deepali Vaijinath Sawane, Sanjay Y. Azade, Qureshi Imran M Hussain, Shabeena Naaz Khan
Published Paper ID: - IJCRT2501334
Register Paper ID - 275686
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT2501334 and DOI :
Author Country : Indian Author, India, 431003 , Aurangabad, 431003 , | Research Area: Science All Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2501334 Published Paper PDF: download.php?file=IJCRT2501334 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2501334.pdf
Title: THE LEVERAGING N-GRAM MODELS FOR ENHANCED TEXT CATEGORIZATION AND SUMMARIZATION USING EXTRACTIVE APPROACHES
DOI (Digital Object Identifier) :
Pubished in Volume: 13 | Issue: 1 | Year: January 2025
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Science All
Author type: Indian Author
Pubished in Volume: 13
Issue: 1
Pages: c893-c897
Year: January 2025
Downloads: 224
E-ISSN Number: 2320-2882
The rapid growth of unstructured textual data has amplified the need for efficient text categorization and summarization techniques. This paper explores the potential of leveraging N-Gram models, particularly focusing on their integration with extractive summarization approaches for enhanced text categorization and summary generation. The proposed approach utilizes N-Gram-based feature extraction to improve the representation of text data, allowing for better identification of patterns, relationships, and contextual understanding. The paper demonstrates the effectiveness of N-Grams in enhancing the accuracy of text categorization and summarization, showing significant improvements in the overall quality and coherence of generated summaries. The evaluation of the approach is carried out on a diverse set of textual data, using several performance metrics, including compression ratio, accuracy, and F1-score. Results suggest that the hybrid method offers promising performance in comparison to traditional methods
Licence: creative commons attribution 4.0
N-Gram Models, Text Categorization, Text Summarization, Extractive Approaches, Feature Extraction
Paper Title: Awareness About Mental health: Self Help:
Author Name(s): Dr. Shubhamita dutta
Published Paper ID: - IJCRT2501333
Register Paper ID - 275664
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT2501333 and DOI :
Author Country : Indian Author, India, 721201 , Midnapore, 721201 , | Research Area: Others area Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2501333 Published Paper PDF: download.php?file=IJCRT2501333 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2501333.pdf
Title: AWARENESS ABOUT MENTAL HEALTH: SELF HELP:
DOI (Digital Object Identifier) :
Pubished in Volume: 13 | Issue: 1 | Year: January 2025
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Others area
Author type: Indian Author
Pubished in Volume: 13
Issue: 1
Pages: c890-c892
Year: January 2025
Downloads: 220
E-ISSN Number: 2320-2882
My goal in writing this paper is to raise awareness about mental abuse. They can resolve 90% of their issues if they can identify the cause of their mental health issues. They can concentrate on that issue and attempt to find a solution through spiritual, scientific, and self-decisional means, with the aid of the law. If we are unable to identify the cause or do not wish to recover from mental torture or abuse, it might result in serious problems. If left undiagnosed or untreated, mental health issues worsen over time. Here, I sort of go over the various laws regarding physical and mental abuse and whether they can seek legal assistance. Since many people are unable to pay for legal services, I want to educate them on how to recognize signs of mental abuse. Ultimately, doctors assist people, but only patients are able to identify the primary cause of their depression. Because proper treatment is currently the only way to address mental health issues. Those who can afford it can benefit from counselling as well as therapies. People who are unable to pay for self-care can benefit from it if they understand the cause of their mental instability. Lastly, I describe a few methods by which individuals become aware that they are being vocally, physically, or verbally assaulted.
Licence: creative commons attribution 4.0
Mental health: Awareness: Self help
Paper Title: Cloud-Edge-Terminal Collaborated AIoT Framework Design: A Short Survey
Author Name(s): Pavan Ashok Shanbag, Preetam Divakar, Rohan Raju Navalyal, Sai Chirag B, Sathvik K
Published Paper ID: - IJCRT2501332
Register Paper ID - 275648
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT2501332 and DOI :
Author Country : Indian Author, India, 560019 , Bengaluru, 560019 , | Research Area: Science and Technology Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2501332 Published Paper PDF: download.php?file=IJCRT2501332 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2501332.pdf
Title: CLOUD-EDGE-TERMINAL COLLABORATED AIOT FRAMEWORK DESIGN: A SHORT SURVEY
DOI (Digital Object Identifier) :
Pubished in Volume: 13 | Issue: 1 | Year: January 2025
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Science and Technology
Author type: Indian Author
Pubished in Volume: 13
Issue: 1
Pages: c881-c889
Year: January 2025
Downloads: 210
E-ISSN Number: 2320-2882
To overcome the demerits of Cloud Computing as well as Edge Computing, the amalgamation of both the Cloud and Edge computing methodologies are consid- ered. The ongoing trend of collaboration of AI with IoT, called Artificial Intelligence of Things, comes into the picture as it helps to resolve delays in data processing, privacy, and security issues. Studies have provided various concerns that arise when the Cloud-Edge Terminal Collaboration with AIoT possesses some already discussed issues individually. This paper helps understand the issues in detail and helps to devise a plan to design framework architecture that surpasses the flaws or drawbacks of the existing model and also discusses two important ideas to con- template the feasible design. The first idea is Asynchronous Federated Learning with Quantization for Cloud-Edge-based computing. The second idea states us- ing Mobile Edge Computing with Blockchain that is built on a Block Coordinate Descent algorithm which focuses on solving Joint Mixed-Integer and non-convex task offloading schedules, radio spectrum resource allocation as well as computing resources allocation that minimizes the energy consumption and reduces the delay in the processing of data. Several other ideas exist to solve the ongoing problems by introducing AIoT in Cloud-Edge Computing which advises the use of Blockchain technologies to increase the security and privacy of data by authenticating Terminal devices and Differential Privacy concept in a parallel way to promote the sharing of only data features rather than the actual raw data.
Licence: creative commons attribution 4.0
AIoT, Blockchain, Cloud-Edge Computing, Differential Privacy, Blockchain, Joint Mixed Integer Schedule.
Paper Title: UTILIZING MACHINE LEARNING FOR ACCURATE AGRICULTURE
Author Name(s): Shreedhar S, Dr. Nuthan A C
Published Paper ID: - IJCRT2501331
Register Paper ID - 275506
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT2501331 and DOI :
Author Country : Indian Author, India, 571422 , Bharathi Nagar, Mandya, India. , 571422 , | Research Area: Science and Technology Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2501331 Published Paper PDF: download.php?file=IJCRT2501331 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2501331.pdf
Title: UTILIZING MACHINE LEARNING FOR ACCURATE AGRICULTURE
DOI (Digital Object Identifier) :
Pubished in Volume: 13 | Issue: 1 | Year: January 2025
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Science and Technology
Author type: Indian Author
Pubished in Volume: 13
Issue: 1
Pages: c874-c880
Year: January 2025
Downloads: 206
E-ISSN Number: 2320-2882
Precision Agriculture (PA) is a transformative approach to modern farming that leverages advanced technologies to optimize crop management. By integrating data-driven techniques, PA aims to enhance productivity, reduce environmental impact, and improve the cost-effectiveness of agricultural operations. Key elements of this approach include extensive data collection, where information is gathered from diverse sources such as weather stations, soil sensors, satellite images, and drones. This data is then analysed using machine learning (ML) and artificial intelligence (AI) to detect patterns, predict crop yields, identify diseases, and recommend optimal planting schedules. Variable Rate Technology (VRT) allows farmers to apply inputs like fertilizers and pesticides in varying quantities based on specific field needs, minimizing waste and increasing efficiency. Geographic Information Systems (GIS) facilitate the mapping and analysis of spatial data, supporting site-specific management. Remote sensing technologies, such as drones and satellites, provide real-time monitoring of crop health, enabling the identification of stress and pest issues. Additionally, automation and robotics, including self-operating tractors and harvesters, enhance precision in farming tasks, reducing labour costs and improving operational efficiency. Through these innovative methods, precision agriculture revolutionizes traditional farming practices, paving the way for sustainable and efficient agricultural management.
Licence: creative commons attribution 4.0
Precision Agriculture (PA), Data-Driven Farming, Machine Learning (ML) in Agriculture, Variable Rate Technology (VRT), Geographic Information Systems (GIS), Remote Sensing in Farming
Paper Title: FLANDERS INTERACTION ANALYSIS AS A TOOL FOR INTERPRETIVE RECONCILIATION OF THE BHAGAVAD GI?TA?
Author Name(s): Pritam Das, Dr Chandan Adhikary
Published Paper ID: - IJCRT2501330
Register Paper ID - 275386
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT2501330 and DOI :
Author Country : Indian Author, India, 713104 , Burdwan, 713104 , | Research Area: Arts1 All Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2501330 Published Paper PDF: download.php?file=IJCRT2501330 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2501330.pdf
Title: FLANDERS INTERACTION ANALYSIS AS A TOOL FOR INTERPRETIVE RECONCILIATION OF THE BHAGAVAD GI?TA?
DOI (Digital Object Identifier) :
Pubished in Volume: 13 | Issue: 1 | Year: January 2025
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Arts1 All
Author type: Indian Author
Pubished in Volume: 13
Issue: 1
Pages: c855-c873
Year: January 2025
Downloads: 241
E-ISSN Number: 2320-2882
This study aims to apply the Flanders Interaction Analysis System (FIAS) to analyze and interpret the dialogues in the Bhagavad Gi?ta?, examining the interaction between K???a and Arjuna to understand the dynamics of their teacher-student relationship. This is a qualitative study employing FIAS to evaluate the conversations in the Bhagavad Gi?ta?, focusing on the socio-emotional climate of the interaction between K???a and Arjuna. The Study was carried out under The University of Burdwan, India during the period from January 2023 to July 2023. Using the FIAS tool, the study quantitatively and qualitatively assesses the verbal interactions between K???a and Arjuna. The analysis categorizes the teacher (K???a) and student's (Arjuna's) verbal behaviors to determine the control dynamics, interaction patterns, and socio-emotional climate of their discourse. The analysis reveals a predominantly teacher-centred approach, with K???a demonstrating high enthusiasm and encouragement, while Arjuna exhibits low participation and initiative. This dynamic reflects a strong teacher influence over the student's behavior and learning process.The interaction between K???a and Arjuna, as analyzed through FIAS, shows a clear dominance of the teacher-centred approach, yet with a supportive and learner-friendly environment. K???a's engagement and facilitation highlight the significant role of the teacher in guiding and encouraging the learner, despite the lower level of student-led participation. This study affirms the crucial impact of teacher behavior on student learning and the overall socio-emotional atmosphere in instructional settings.
Licence: creative commons attribution 4.0
Bhagavad Gi?ta?, Discourse Analysis, Interaction Analysis, Socio-emotional Climate, Educational Implications
Paper Title: Sustenance of Automotive Quality Organization Management practices in the era of Industry 4.0
Author Name(s): Lalit Ashok Survade, Dr. Mundhe Shivaji Dattu
Published Paper ID: - IJCRT2501329
Register Paper ID - 275642
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT2501329 and DOI :
Author Country : Indian Author, India, 412105 , Pune, 412105 , | Research Area: Management All Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2501329 Published Paper PDF: download.php?file=IJCRT2501329 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2501329.pdf
Title: SUSTENANCE OF AUTOMOTIVE QUALITY ORGANIZATION MANAGEMENT PRACTICES IN THE ERA OF INDUSTRY 4.0
DOI (Digital Object Identifier) :
Pubished in Volume: 13 | Issue: 1 | Year: January 2025
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Management All
Author type: Indian Author
Pubished in Volume: 13
Issue: 1
Pages: c845-c854
Year: January 2025
Downloads: 227
E-ISSN Number: 2320-2882
Sustenance of Automotive manufacturer Quality organization management existing practices in the era of fourth Industrial revolution "Industry 4.0" involves adapting and maintaining high standards in quality management systems while integrating new technologies and methodologies associated with Industry 4.0. The major issue for the manufacturing companies is not only to achieve a high level of performance but to sustain the position in the competitive global market while dealing with all upcoming unpredictable unknown challenges. Existing traditional manufacturer facing the survival of business as the industry fourth revolution has begun the unpredictable competition for digital technological domain, physical and ecological system. To overcome this digital challenge the organization still need to require identify and adopt new technology in quality management system to deal with the digital transformation era in manufacturing Industry 4.0. which has increased the challenges for company's quality leadership. The leading quality managers revealed a service need to upgrade plant quality department all sections like receiving quality, In-process quality, final Inspection, customer quality through digitation technology. New business model forcing to organization to adopt essential pillars of Industry 4.0 technological advancement in quality control and quality assurance department. This study is a detail investigation to determine the 4th industrial revolution revised approach of manufacturing quality management leadership. Accordingly, this paper aims at discussing the digital practices to be accommodate in manufacturing quality department including all sub section of quality such as supplier quality, new product development quality, final quality, customer quality etc. In this paper we reviewed the best quality management system (QMS) practices and proposes a modern framework of a quality management integrated model with respect to Industry 4.0 digital manufacturing process, where quality digital practices directly link with Industry 4.0 production environment. Digitizing processes allows for two-way communications. The current study intends to discover the effect of Quality Management system sustainability in the context of Industry 4.0 of Automobile manufacturer of India. Sustainability of Industry 4.0 in Quality Organization drastically improve plant manufacturing efficiency and quality of product by reducing internal rejection and prediction of defect before it occurs. So, it will help to reduce manufacturing plant cost of poor quality (COPQ) which lead to improve profitability of product.
Licence: creative commons attribution 4.0
TQM, Quality Management System, Industry 4.0, intelligent quality control systems, Quality 4.0
Paper Title: IMPACT OF HYPOTHYROIDISM ON PHYSICAL ACTIVITY, CARDIAC FITNESS, FUNCTIONAL CAPACITY, AND HEALTH-RELATED QUALITY OF LIFE: A BRIEF REVIEW
Author Name(s): Monika, Gitanjali Sikka, Jasminder Singh
Published Paper ID: - IJCRT2501328
Register Paper ID - 275419
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT2501328 and DOI :
Author Country : Indian Author, India, 124106 , Rohtak, 124106 , | Research Area: Humanities All Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2501328 Published Paper PDF: download.php?file=IJCRT2501328 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2501328.pdf
Title: IMPACT OF HYPOTHYROIDISM ON PHYSICAL ACTIVITY, CARDIAC FITNESS, FUNCTIONAL CAPACITY, AND HEALTH-RELATED QUALITY OF LIFE: A BRIEF REVIEW
DOI (Digital Object Identifier) :
Pubished in Volume: 13 | Issue: 1 | Year: January 2025
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Humanities All
Author type: Indian Author
Pubished in Volume: 13
Issue: 1
Pages: c839-c844
Year: January 2025
Downloads: 254
E-ISSN Number: 2320-2882
Hypothyroidism is a common endocrine disorder that affects various physiological systems, including cardiovascular, pulmonary, and musculoskeletal functions. While the clinical symptoms of hypothyroidism are well understood, its effects on physical activity, cardiac fitness, functional capacity, and health-related quality of life (HRQoL) remain less explored. This review aims to evaluate the relationship between physical activity, cardiac fitness, functional capacity, and HRQoL in patients with hypothyroidism. A systematic search of PubMed, Google Scholar, and ResearchGate was conducted, focusing on studies that assessed these outcomes in patients with hypothyroidism. The findings revealed that individuals with hypothyroidism, including those with subclinical hypothyroidism, exhibit significantly lower physical activity levels, cardiorespiratory fitness, and muscle strength compared to healthy controls. Cardiorespiratory function, as measured by VO2 max, was consistently lower in hypothyroid patients. Pulmonary function tests also showed reduced respiratory capacity in hypothyroid individuals. Additionally, hypothyroidism was associated with diminished HRQoL, particularly in areas related to sleep, social isolation, and general well-being. These findings underscore the need for early diagnosis and management of hypothyroidism to mitigate its negative effects on both physical and emotional health. While thyroid hormone replacement therapy may improve some aspects of physical fitness and HRQoL, further research is necessary to explore the long-term benefits of treatment and to identify the most effective strategies for improving the quality of life in this population.
Licence: creative commons attribution 4.0
Hypothyroidism, physical activity, cardiac fitness, functional capacity, health-related quality of life
Paper Title: Case Studies On Drones
Author Name(s): G. Aditya Raman, Ganapati Arvind Shanbhag Goli, Gunanka D, Harsha N Koundinya, K L Gireesh
Published Paper ID: - IJCRT2501327
Register Paper ID - 275594
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT2501327 and DOI :
Author Country : Indian Author, India, 560050 , Bengaluru, 560050 , | Research Area: Others area Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2501327 Published Paper PDF: download.php?file=IJCRT2501327 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2501327.pdf
Title: CASE STUDIES ON DRONES
DOI (Digital Object Identifier) :
Pubished in Volume: 13 | Issue: 1 | Year: January 2025
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Others area
Author type: Indian Author
Pubished in Volume: 13
Issue: 1
Pages: c819-c838
Year: January 2025
Downloads: 251
E-ISSN Number: 2320-2882
Drones, or Unmanned Aerial Vehicles (UAVs), have evolved from niches in the military into critical tools in various civilian and commercial environments. Dependable technologies such as AI and IoT enable drones to transform everything from defence and logistics to agriculture and environmental monitoring. This is going to be considered a case study in order to research the integration of drones within a variety of domains, including collecting real-time information through surveillance and autonomous operating with the help of various case studies across different sectors, the impact of drone technology has been analyzed. This includes in-depth examination in the subject areas of how advanced sensors and imaging capabilities mounted on drones monitor conditions to provide assistance in targeted interventions and critical data. The focus was on the application of drones regarding resource management, disaster response, and infrastructure maintenance. Data for the analysis were gathered from field trials, consultations with industry experts, and a comparative study with traditional methods. The efficiency of drones was determined by such metrics as time saving, cost effectiveness, and operational efficiency.The findings of the study indicate that drones provide significant improvements across various sectors. For agriculture, for example, having drones saved on pesticide use, hence lower costs and lower negative impact on the environment. Drones improved crop yields by offering more precise interventions. In disaster response scenarios, drones gave coordination faster through actual time data delivery. The effective delivery of supplies to inaccessible remote areas speaks volumes for drones in disaster response. Drones in infrastructure inspection have minimized the need for manual labour, ensured a higher safety level by reducing the need for human engagement in high-risk locations, reduced time expected to inspect infrastructure, and reduced maintenance cost.It highlights the potential transformation brought by drones to increase efficiency and safety across sectors. Case studies point toward the sector that has utilized drones to significantly optimize resources, reduce operational time, and achieve real-time inputs in precision agriculture, disaster management, and infrastructure maintenance. However, proper usage of drones depends on overcoming current barriers in terms of regulations, the cost, and required training. Future research should be conducted in developing standardized frameworks in drone integration and possible alternative ways for cost reduction, thus allowing more usage. Drones will become a part of optimization nowadays as technology advances further with time.
Licence: creative commons attribution 4.0
Paper Title: Financial Sector Reforms - A Propellant for New India; Challenges and priorities for financial sector in India
Author Name(s): Dr. Kailashpati
Published Paper ID: - IJCRT2501326
Register Paper ID - 275582
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT2501326 and DOI : http://doi.one/10.1729/Journal.44006
Author Country : Indian Author, India, 226501 , Post-Gosainganj, 226501 , | Research Area: Science and Technology Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2501326 Published Paper PDF: download.php?file=IJCRT2501326 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2501326.pdf
Title: FINANCIAL SECTOR REFORMS - A PROPELLANT FOR NEW INDIA; CHALLENGES AND PRIORITIES FOR FINANCIAL SECTOR IN INDIA
DOI (Digital Object Identifier) : http://doi.one/10.1729/Journal.44006
Pubished in Volume: 13 | Issue: 1 | Year: January 2025
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Science and Technology
Author type: Indian Author
Pubished in Volume: 13
Issue: 1
Pages: c812-c818
Year: January 2025
Downloads: 372
E-ISSN Number: 2320-2882
The financial sector plays a pivotal role in shaping the economic growth and development of a nation. In the context of India, financial sector reforms have been instrumental in fostering economic liberalization, inclusion, and resilience over the decades. This article explores how these reforms act as a propellant for the vision of a "New India," characterized by sustainable growth, technological advancement, and equitable access to financial services. It delves into key reforms, such as the introduction of digital banking, regulatory overhauls, and financial inclusion initiatives, which have significantly enhanced efficiency and accessibility. However, the path forward is not without challenges. Issues such as rising non-performing assets (NPAs), regulatory compliance gaps, cybersecurity threats, and financial literacy deficits pose substantial hurdles. Additionally, the sector must adapt to global uncertainties, technological disruptions, and the growing need for green and sustainable finance. The article prioritizes actionable strategies to address these challenges, including strengthening regulatory frameworks, fostering innovation, enhancing financial literacy, and promoting public-private partnerships. By aligning reforms with national priorities, India's financial sector can not only support the country's economic ambitions but also emerge as a global leader in inclusive and sustainable financial practices.
Licence: creative commons attribution 4.0
Financial sector reforms, New India, economic growth, financial inclusion, digital banking, regulatory framework, non-performing assets (NPAs), cybersecurity, financial literacy, green finance, sustainable development, public-private partnerships, economic resilience, technological innovation, banking sector, global financial challenges, financial stability, monetary policy, capital markets, inclusive finance

