Volume 13 | Issue 3 |

 Abstract

The rapid advancement of technology has significantly transformed the banking industry, with online banking emerging as a crucial service for both banks and customers. This study examines customer satisfaction with online banking services in private sector banks, with a specific focus on Salem City, India. The research aims to analyse the factors influencing customer preferences, challenges faced in adopting online banking, and overall satisfaction levels. Using a structured questionnaire and statistical analysis, data was collected from 120 respondents, including students, professionals, and business individuals. The study evaluates key variables such as ease of use, security, service quality, transaction speed, and customer support. Findings suggest that while online banking enhances convenience and efficiency, concerns regarding cybersecurity risks, lack of awareness, and technical issues remain prevalent. The results emphasize the need for better digital literacy, enhanced security measures, and improved service responsiveness to increase customer trust and adoption. The study concludes that private banks must focus on user-friendly digital platforms and proactive customer support to sustain long-term customer satisfaction.

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 Keywords

Online Banking, Customer Satisfaction, Private Sector Banks, Digital Banking, Financial Services, Banking Technology, Consumer Behaviour

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Understanding financial operations originates with the household. Prior to actually accessing and participating in the market and financial system, critical decisions are made using this source. Finance is still a very specialized field in its existing iteration. Households' function in the financial system, which is a source of household financial complexity, has not gotten the attention it deserves. We will explore how the relevance of financial literacy is related to the knowledge, skills, and beliefs of husband and wife and their consensus in making decisions about life insurance participation. Separate in-depth interviews are conducted by married couples, wives separately, and husbands collectively. The main topic we discuss is how to perform cognitive mapping of data derived from interviews with members of various ethnicities and cultures. There are married couples who, despite having low levels of financial literacy (financial knowledge and skills), play a more decisive role in household financial decision-making because their partners do not want to take financial responsibility because they are doubtful of their own abilities, so they accept their partners' decisions more out of necessity. This research project has implications for how financial knowledge is regarded, and how income and consumption are allocated. Financial knowledge and skills provide individuals and couples confidence in household financial matters, financial decision-making, and asset allocation, according to findings. Keywords: Write 3-6 keywords separated by semicolon.

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Household Finance; Financial Literacy; Life Insurance; Financial Decision-Making; Consumer Finance

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Pharmacovigilance is an important and integral part of clinical research. Pharmacovigilance is "defined as the pharmacological science relating to the detection, assessment, understanding and prevention of adverse effects, particularly long term and short term adverse effects of medicines. This addresses what exactly is pharmacovigilance. What do we know of its benefits and risks, challenges, and the future hold for pharmacovigilance in Indian medicine. Pharmacovigilance aims to preserve general health by identifying, evaluating, and minimizing health issues to ensure that the benefits of accessible treatments outweigh the potential risks. Concerns with the nature and safety of drugs as noted by medication guidelines. A sound medication policy is required to ensure the safety, viability, and nature of pharmaceuticals as well as the accuracy and applicability of the distribution medication information made available to the general public. Medication guidelines cover a wide range of functions, including authorizing, reviewing manufacturing facilities and channels, item evaluation and enrolment , observing adverse drug reactions (ADR), controlling medication advancement and publicizing, and controlling clinical medication preliminary studies.

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 Keywords

Pharmacovigilance , Medication safety , Drug efficacy , ADRs , Clinical trails .

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Parikartika is a common painful condition among anorectal disease which resembles with fissure-in-ano. Parikartika is explained as a vyapad of vamana-virechana and basti by Charaka and Sushruta Acharya. In the present era, due to changing lifestyle such as sedentary work pattern, increased stress, improper dietary and sleep habits, various lifestyle disorders are increasing continuously. The disease parikartika is presented with krtanvat vedna in guda pradesha as the main symptom. Fissure-in-ano is a condition characterised by excruciating pain, bleeding per rectum during and after defecation. The common cause is trauma due to passage of hard stools. In the Ayurveda Acharya have explained the use of madhura, snigdha, sheeta dravyas internally as well as locally in the form of picchabasti, madhurkashaya dravyasiddha basti, yashtimadhu tail basti.

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 Keywords

Parikartika, fissure-in-ano, yashtimadhu ghrita, krtanvat vedana.

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Investment is saving money and engaging them with the expectation of earning profit in future. Investment behavior of an investor depends on his/her risk perception and risk attitude. As per modern portfolio theory risk taking of an investor depends on his risk attitudes. The main objectives of the study is to examine the level of awareness of investors towards select investment avenues. Primary data have been collected through issue the questionnaire. The study is based on a convenience sample of 100 working professionals in the city of Coimbatore District. Percentage Analysis, ChiSquare test and weighted average rank method have been used to analyze the data. The study revealed that bank deposit still remains the most preferred investment avenues of the households. The results also highlight that certain factors like education level, age of investors, number of family members etc make significant impact and deciding on the avenues for investment.

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investment, money, bank, and avenues

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The reservation statutes for Scheduled Tribes and Scheduled Castes throughout India advocate fairness as well as social justice. Every individual strives for a job as soon as they are born. From early childhood, we have always been taught to aspire for the job. A jobless person is viewed as worthless. In the modern world, many chase careers after reaching their mid-20s, yet even after five or six years of commitment and perseverance, they are unsuccessful. Simply put, there are fewer work opportunities. This article focuses on the effects and impact of Tripura's ST/SC job reservation in relation to constitutional law of India. The article also explores evolution, political implementation in Tripura, Constitutional Provisions related to job reservation in Tripura. Additionally, the paper will also highlight the socio-economic challenges faced by the ST/SC, the effectiveness of reservation in improving the unemployment and a comparative analysis with the other state. The article concludes by recommendation while balancing equity and efficiency in Tripura Job sector.

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 Keywords

Scheduled Tribes, Scheduled Caste, Reservation, Job, Opportunities, law, Government, Benefits, Unemployment, Poverty, Article, Constitution, Challenges, Tripura.

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An overview of the possibilities, tactics, and difficulties faced by banks in the rural sector is provided in this article. Marketing financial and banking goods is severely hampered by inadequate infrastructure and low financial knowledge. This article discusses accepting the challenges, how banks can get over them, and what tactics they should change. Since closing the gap is crucial, traditional tactics like street play, posters in their own tongue, and influence from village leaders must be used. The government has put in place a number of programs to encourage rural residents to create accounts. In rural areas, loans for small businesses, education, and agriculture are more common. Insurance is also common, including health and agricultural insurance. Since regional rural banks were founded to support farmers, artisans, and small businesses in rural areas, they have lower profitability and higher non-performing assets (NPAs). PESTEL analysis is used to gain a thorough understanding of the marketing of banking and financial products in rural areas. Rural banks have been doing well lately, and the increased use of smartphones has brought banking product awareness to rural residents.

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 Keywords

Regional rural banks, PESTEL analysis, Market products

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Crop maturity prediction is a critical aspect of precision agriculture, enabling farmers to optimize harvest timing, reduce losses, and improve yield quality. Re- cent advancements in deep learning (DL) and multi-model fusion (MMF) techniques have shown significant promise in enhancing the accuracy and robustness of crop maturity prediction models. This paper provides a comprehensive review of state- of-the-art DL and MMF approaches applied to crop maturity prediction, following the PRISMA guidelines. We systematically analyze the latest research, identify key challenges, and discuss future directions. The review covers methodologies, data- sets, performance metrics, and comparative analyses of various models, providing a holistic understanding of the current landscape and potential advancements in this field. Multi-model fusion, which combines data from various sources such as remote sensing, meteorological data, soil properties, and genomics, has emerged as a powerful approach in crop maturity prediction. By integrating complementary in- formation from different modalities, these models can capture complex patterns and relationships that single-model approaches might miss. This review explores the cur- rent state of research in this domain, highlighting key methodologies, architectures, and applications.

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deep learning, computer vison, multi-model fusion, crop maturity, predic- tion, precision agriculture, artificial intelligence, image classification, image segmentation, object detection.

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Smart Eye technology refers to advanced systems that integrate artificial intelligence (AI) and computer vision to replicate or enhance human visual perception. These systems use a combination of cameras, sensors, and machine learning algorithms to monitor, interpret, and respond to visual inputs in real-time. Smart Eye technology is increasingly applied in areas such as autonomous vehicles, healthcare, security, and user interfaces. In autonomous vehicles, Smart Eye systems track driver attention, while in healthcare, they assist with diagnostic imaging and patient monitoring. The growing field promises to improve safety, efficiency, and accessibility across various sectors by enabling machines to better understand and interact with their environment in ways similar to human vision. These systems integrate sensors, cameras, and algorithms to continuously monitor and interpret visual data, providing real-time feedback and responses. Smart Eye technology is designed to understand the environment in a dynamic and intelligent way, making it applicable in diverse industries such as automotive, healthcare, security, and consumer electronics. In healthcare, Smart Eye technology plays a pivotal role in medical imaging and diagnostics, where it aids in the identification of abnormalities or critical conditions by processing high-resolution images with greater precision. Additionally, Smart Eye systems are used for patient monitoring, such as tracking eye movement for neurological assessments or detecting changes in gaze patterns for cognitive condition evaluations

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SMART EYE

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The paper strives to look into Doris Lessing's short stories and how she portrays female psyche and the small acts of agency that her female characters exercise. Lessing's "To Room Nineteen" is set in London during 1960s, the story revolves around Susan Rawlings, who tries to organize her family and marital life using her "practical intelligence" (Lessing 6) but eventually descents into madness. The third person omniscient narrator follows Susan Rawlings' thought process, articulating her mental anxiety which Susan fails to bring to realization and confines it within herself. Throughout the narrative, Lessing unravels how the constrictions imposed by society on women affects women, which Susan tries to break through. Lessing employs psychological realism in order to enter into subjugated female psyche. The tragic end of Susan's autonomy comments upon limited choices given to women, whose mere identity is also defined by society.

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 Keywords

Gender Performativity, Female Psyche, Agency, Male Domination, Heterosexual Normativity

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