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Volume 13 | Issue 3 |

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  Paper Title: IMPACT OF DIGITAL PAYMENTS ON CONSUMER SPENDING BEHAVIOR: A CASE STUDY OF BHOPAL CITY IN THE CONTEXT OF DIGITAL TRANSFORMATION AND SKILL DEVELOPMENT

  Author Name(s): Tripti mathur, Priyanka Gupta

  Published Paper ID: - IJCRT2503240

  Register Paper ID - 278793

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2503240 and DOI :

  Author Country : Indian Author, India, 462001 , Bhopal, 462001 , | Research Area: Commerce All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2503240
Published Paper PDF: download.php?file=IJCRT2503240
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2503240.pdf

  Your Paper Publication Details:

  Title: IMPACT OF DIGITAL PAYMENTS ON CONSUMER SPENDING BEHAVIOR: A CASE STUDY OF BHOPAL CITY IN THE CONTEXT OF DIGITAL TRANSFORMATION AND SKILL DEVELOPMENT

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 3  | Year: March 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Commerce All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 3

 Pages: c39-c43

 Year: March 2025

 Downloads: 350

  E-ISSN Number: 2320-2882

 Abstract

: Digital payments have transformed consumer spending from the convenient and impulsive buying we know today. This study investigates digital payments and the impact of digital literacy, impulsive buying, and spending patterns on Bhopal City consumer behavior. We analyzed data from 384 respondents to validate hypotheses concerning digital payment adoption and behavioral changes. The finding highlights the requirement for digital literacy programs, programs aimed at teaching people how to use digital devices responsibly, and financial management programs so people can repay their borrowings responsibly. The recommendations provide mitigation and benefits for consumers, businesses, and policymakers.


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 Keywords

Digital payments, Consumer spending behavior, Digital literacy, Skill Development

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  Paper Title: A Quantitative Analysis of Financial Inclusion and Financial Digital Literacy in India and Role played by Private Sector towards a Financially Empowered India (Viksit Bharat-2047)

  Author Name(s): Ashima Negi, Amit Yadav

  Published Paper ID: - IJCRT2503239

  Register Paper ID - 278781

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2503239 and DOI :

  Author Country : Indian Author, India, 123027 , Mahendergarh, 123027 , | Research Area: Arts1 All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2503239
Published Paper PDF: download.php?file=IJCRT2503239
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2503239.pdf

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  Title: A QUANTITATIVE ANALYSIS OF FINANCIAL INCLUSION AND FINANCIAL DIGITAL LITERACY IN INDIA AND ROLE PLAYED BY PRIVATE SECTOR TOWARDS A FINANCIALLY EMPOWERED INDIA (VIKSIT BHARAT-2047)

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 3  | Year: March 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Arts1 All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 3

 Pages: c32-c38

 Year: March 2025

 Downloads: 275

  E-ISSN Number: 2320-2882

 Abstract

Purpose The aim of the research is to understand the practical and industry driven steps taken by the Central and various state government(s) towards financial inclusion in India, for Females, Reserved categories and minorities. Design/Methodology/Approach The paper is based on qualitative and quantitative date to enumerate the growth needs of all sections of the society in terms of financial literacy and digital literacy, alike. Findings The research is conducted on the qualitative and quantitative data gathered through literature review as well secondary data collection, helping understand the changes carried on at the background and forefront, towards a change in Indian economic horizon, contributory from financial digital literacy, more impact created through ease of business due to change in the way India does business and through creation of fin-tech platform(s) for a rise in money transaction(s) accessibility. Practical Implications The paper visits the ongoing positive impacts; the various government schemes carry towards the increment of sectoral and employment sector growth(s). Originality/Value The research paper visits the new-age dawned on the Indian citizens, providing finance sector jobs, bringing in speed of money processing transactions and an upward rise in the economic contribution(s) from the financial domain, brought in through digital literacy at consumer level and job creation at business level.


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 Keywords

financial inclusion, digital literacy, Young India, PMJDY, World Bank.

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  Paper Title: ROLE OF AAM AND AGNI IN OBESITY (STHOULYA)

  Author Name(s): Dr.keshav asiwal, Pankaj marolia, Man Mohan sharma, Ved parkash, Neha bishnoi

  Published Paper ID: - IJCRT2503238

  Register Paper ID - 277880

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2503238 and DOI :

  Author Country : Indian Author, India, 313001 , Udaipur , 313001 , | Research Area: Humanities All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2503238
Published Paper PDF: download.php?file=IJCRT2503238
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2503238.pdf

  Your Paper Publication Details:

  Title: ROLE OF AAM AND AGNI IN OBESITY (STHOULYA)

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 3  | Year: March 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Humanities All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 3

 Pages: c27-c31

 Year: March 2025

 Downloads: 294

  E-ISSN Number: 2320-2882

 Abstract

Obesity is one among the major diseases of modern era, increasing in prevalence. Sthoulya (Obesity) is well known from the Samhita period and is considered to be one of the eight undesirable conditions (Ashtau Nindita). Many ailments are caused by aam, an important idea that Ayurvedic Acharyas describe. From an Ayurvedic perspective, every illness stems from aamdosh, or the vitiation of Agni, meaning that Agni malfunctions to produce Aam. Agnimandya is the cause of aam, which is unripe and undigested food. Mandagni may be to blame, since Agni is said to be in charge of metabolism. As a result, a generated travels throughout the body, contributing to Medovruddhi and resulting in excessive stoutness. Agni is the only thing that keeps life alive, and when it goes extinct, one dies. Keeping Agni in good condition prolongs life. It also contributes to plumpness, colour, vigour, health, and zeal. skin tone, as well as different types of agni and pran. There are four different states of jatharagni Visham (irregular), teekshna (intenese), Manda (weak or less powered) and Sama (well maintained and regular) states. The concept of aam and agni is the most important fundamental principal of Ayurveda in understanding the physio- pathology of the sthoulya.


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 Keywords

Sthoulya ,Aam,Agni,Obesity

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  Paper Title: THE IMPACT OF SOCIAL MEDIA ON RELATIONSHIP BUILDING AND COMMUNICATION AMONG TEENAGERS

  Author Name(s): Mohammad Syed Jabir

  Published Paper ID: - IJCRT2503237

  Register Paper ID - 278792

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2503237 and DOI : http://doi.one/10.1729/Journal.44497

  Author Country : Indian Author, India, 110025 , New Delhi , 110025 , | Research Area: Management All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2503237
Published Paper PDF: download.php?file=IJCRT2503237
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2503237.pdf

  Your Paper Publication Details:

  Title: THE IMPACT OF SOCIAL MEDIA ON RELATIONSHIP BUILDING AND COMMUNICATION AMONG TEENAGERS

 DOI (Digital Object Identifier) : http://doi.one/10.1729/Journal.44497

 Pubished in Volume: 13  | Issue: 3  | Year: March 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Management All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 3

 Pages: c16-c26

 Year: March 2025

 Downloads: 358

  E-ISSN Number: 2320-2882

 Abstract


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 Keywords

Social Media, Communication, Teenagers, Relationship-Building, Digital Literacy

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Creative Commons Attribution 4.0 and The Open Definition


  Paper Title: HERBS & HERBAL SOAP-A REVIEW

  Author Name(s): Mifrah Fatima, Maneeza Jahan, Shahid Mohommad

  Published Paper ID: - IJCRT2503236

  Register Paper ID - 277881

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2503236 and DOI :

  Author Country : Indian Author, India, - , -, - , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2503236
Published Paper PDF: download.php?file=IJCRT2503236
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2503236.pdf

  Your Paper Publication Details:

  Title: HERBS & HERBAL SOAP-A REVIEW

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 3  | Year: March 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 3

 Pages: c7-c15

 Year: March 2025

 Downloads: 260

  E-ISSN Number: 2320-2882

 Abstract

Herbal soap is a natural alternative to conventional soap that is often crafted using botanical herbs and plant-based ingredients. The growing popularity of herbal soap can be attributed to its skin-friendly and environmentally conscious characteristics. Free from harsh chemicals and artificial fragrances, these soaps are particularly ideal for those with sensitive skin. Moreover, their use of natural ingredients makes them an eco-friendly choice, appealing to those seeking a more sustainable and gentle option for personal care. Herbal soap is also eco-friendly. Herbal soap is crafted with herbal ingredients that are biodegradable and do not harm the environment. Herbal soap is cruelty-free, as it does not contain any animal products or by-products, making it a compassionate and ethical choice for conscientious consumers. Herbs in herbal soap offer a range of benefits, including soothing and healing the skin, providing a natural fragrance, and reducing stress and anxiety through aromatherapy. The natural components found in herbal soap possess antibacterial, antifungal, and anti-inflammatory properties, which make them effective in addressing various skin conditions like acne, eczema, and psoriasis. Herbal soap comes in a wide range of scents and formulations, making it easy to find one that suits your individual needs.Commonly used herbs in herbal soap include lavender, chamomile, peppermint, rosemary, lemongrass, tea tree, calendula, oatmeal, aloe vera, clove, neem, turmeric, sage, and comfrey. Each herb offer distinct properties which is beneficial for the skin and overall health. With the growing concern over synthetic and chemical-laden products, herbal soap is becoming increasingly popular as a safe and eco-friendly choice for personal care.


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 Keywords

Herbal Soap; Herbs; Skin care; Mousterizing; Natural; Cleansing

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  Paper Title: An Analysis of Reviews on Techniques for Emergency Data Dissemination in Vehicular Adhoc Networks

  Author Name(s): Renjith K V, Dr Anandha Krishnan, Dr. Mohamed Sirajudeen

  Published Paper ID: - IJCRT2503235

  Register Paper ID - 276463

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2503235 and DOI :

  Author Country : Indian Author, India, 643239 , Thaloor , 643239 , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2503235
Published Paper PDF: download.php?file=IJCRT2503235
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2503235.pdf

  Your Paper Publication Details:

  Title: AN ANALYSIS OF REVIEWS ON TECHNIQUES FOR EMERGENCY DATA DISSEMINATION IN VEHICULAR ADHOC NETWORKS

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 3  | Year: March 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 3

 Pages: c1-c6

 Year: March 2025

 Downloads: 243

  E-ISSN Number: 2320-2882

 Abstract

A Vehicular Ad-Hoc Network (VANET) is an amazing application of Mobile Ad-Hoc Network (MANET) that facilitate vehicles to vehicles and vehicles to road side units and its base stations communication with the main objective of providing secure and safe transportation in an efficient way. The emergency alert message information are transferred through V2V (vehicle to vehicle data communication), so the parameters like network strength, wait time, high mobility and repeated network disconnections plays vital role for the data communications. The different data dissemination advances in VANET can be followed to intimate the vehicles about the traffic congestion which leads a safe and efficient travel journey. In this paper, different data dissemination techniques are widely reviewed and identified the main challenges in it. There are many VANET data dissemination techniques were applied, but it really does not provide adequate transmission speed for emergency oriented data transmission services.


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 Keywords

Data Dissemination, Vehicular Ad-Hoc Network, Dissemination Techniques and Challenges, Routing Algorithm

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  Paper Title: Khel Se Buddhi Tak : Khilona Pustkalay Ki Shakti

  Author Name(s): Anurag Sharma

  Published Paper ID: - IJCRT2503234

  Register Paper ID - 278788

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2503234 and DOI :

  Author Country : Indian Author, India, 472338 , prithvipur, 472338 , | Research Area: Arts All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2503234
Published Paper PDF: download.php?file=IJCRT2503234
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2503234.pdf

  Your Paper Publication Details:

  Title: KHEL SE BUDDHI TAK : KHILONA PUSTKALAY KI SHAKTI

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 3  | Year: March 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Arts All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 3

 Pages: b988-b992

 Year: March 2025

 Downloads: 235

  E-ISSN Number: 2320-2882

 Abstract

Khel Se Buddhi Tak : Khilona Pustkalay Ki Shakti


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Khel Se Buddhi Tak : Khilona Pustkalay Ki Shakti

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  Paper Title: Digital Library Evaluation

  Author Name(s): Dr. Kiran A. Wankhede

  Published Paper ID: - IJCRT2503233

  Register Paper ID - 278774

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2503233 and DOI :

  Author Country : Indian Author, India, 440027 , Nagpur, 440027 , | Research Area: Social Science All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2503233
Published Paper PDF: download.php?file=IJCRT2503233
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2503233.pdf

  Your Paper Publication Details:

  Title: DIGITAL LIBRARY EVALUATION

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 3  | Year: March 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Social Science All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 3

 Pages: b983-b987

 Year: March 2025

 Downloads: 280

  E-ISSN Number: 2320-2882

 Abstract

Digital libraries are transforming the way we access and use information. They provide a wealth of knowledge and resources at our fingertips, empowering us to learn, discover, and create. As technology continues to evolve, digital libraries will play an even greater role in shaping the future of information access. Evaluating digital libraries is a complex process that involves assessing various aspects of the library, including its content, usability, performance, and impact. The goal of digital library evaluation is to determine how well the library is meeting its objectives and serving its users.


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 Keywords

Digital Library, Evaluation, preservation, accessibility

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Creative Commons Attribution 4.0 and The Open Definition


  Paper Title: AN AYURVEDIC AND MODERN OVERVIEW OF CARICA PAPAYA AS AN ANTI-ULCER AGENT-A REVIEW ARTICLE

  Author Name(s): Vishal Ghunawat, Shubhangi Hatte, Dr. Ashok Narute

  Published Paper ID: - IJCRT2503232

  Register Paper ID - 278748

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2503232 and DOI :

  Author Country : Indian Author, India, - , -, - , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2503232
Published Paper PDF: download.php?file=IJCRT2503232
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2503232.pdf

  Your Paper Publication Details:

  Title: AN AYURVEDIC AND MODERN OVERVIEW OF CARICA PAPAYA AS AN ANTI-ULCER AGENT-A REVIEW ARTICLE

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 3  | Year: March 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 3

 Pages: b975-b982

 Year: March 2025

 Downloads: 245

  E-ISSN Number: 2320-2882

 Abstract

Papaya, scientifically known as Carica papaya is a member of family caricaceae.Papaya is a tropical plant which is being used in various ayurvedic formulations since ancient times and also shows commercial importance because of it's high nutritive and medicnal value.Papaya plant extracts has been found to show various functions like anti-inflammatory, antioxidant, diuretic antibacterial, vermifuse, abortifacient, hypoglycaemic, antihelminthic, and immunomodulatory etc.Ulcers are basically the open sores that can develop on the lining of the stomach, small intestine or oesophagus. Anti-Ulcer activity refers to the mechanism or substances that prevent or heal ulcers in the GI tract. Various drugs and natural compounds exerts anti-ulcer effect by different mechanisms. Carica papaya has been explored for its potential anti ulcer properties due to its rich nutritional profile & bioactive compounds. Carica papaya contains various enzymes in its different parts like fruits, leaves, roots, latex etc. which are pharmacologically active in nature. So, this review enlightens the various pharmacological actions shown against ulcer conditions and mechanisms by which it has been found to be effective against ulcers.


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 Keywords

Carica papaya , gastroprotective , anti-ulcer , papain , anti-oxidant

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  Paper Title: The Digital Age and the Alienation in Patricia Lockwood’s No One Is Talking About This and Lauren Oyler’s Fake Accounts

  Author Name(s): Indukuri Bindusri

  Published Paper ID: - IJCRT2503231

  Register Paper ID - 278545

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2503231 and DOI :

  Author Country : Indian Author, India, - , -, - , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2503231
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  Your Paper Publication Details:

  Title: THE DIGITAL AGE AND THE ALIENATION IN PATRICIA LOCKWOOD’S NO ONE IS TALKING ABOUT THIS AND LAUREN OYLER’S FAKE ACCOUNTS

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 3  | Year: March 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 3

 Pages: b968-b974

 Year: March 2025

 Downloads: 299

  E-ISSN Number: 2320-2882

 Abstract

The digital age has profoundly transformed human experience, reshaping identity, relationships, and storytelling. This review article examines the themes of alienation and identity in Patricia Lockwood's No One Is Talking About This and Lauren Oyler's Fake Accounts, two seminal works that critique the cultural and psychological impacts of the internet. Through fragmented narratives, satirical commentary, and experimental structures, both novels delve into the disconnection fostered by digital culture and the performative nature of online personas. Lockwood captures the chaos and absurdity of social media through poetic fragmentation. In contrast, Oyler employs biting satire to expose the duplicity and superficiality of constructed digital identities, presenting a protagonist who grapples with the moral and emotional consequences of self-curation. This article concludes by reflecting on the future directions of digital-age literature, highlighting the potential for emerging technologies, such as artificial intelligence and virtual reality, to further influence narrative techniques and thematic exploration. By engaging with the complexities of digital existence, literature remains a vital medium for critiquing the cultural and psychological impacts of technology, offering insights into the evolving dynamics of human connection in an increasingly digitized world.


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 Keywords

Digital culture, Alienation

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