Volume 12 | Issue 4 |

 Abstract

This study delves into the impact of investment and financial plans on client satisfaction and effectiveness in the ever-evolving financial landscape. Its primary objective is to assess client satisfaction levels and analyse the effectiveness of these plans in achieving financial objectives and managing risks.

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 Keywords

Financial planning, investment, risk management, client-advisor relationship, financial services, client demographics.

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The research study was taken up to investigate Academic Stress and Adjustment among Post Graduate Students. The study examines the correlation between Academic Stress and Adjustment of Post Graduate Students. The study is descriptive survey in nature. Academic Stress scale and Adjustment inventory was administrated on 120 Post Graduate Students selected randomly from Arts, Science and commerce stream. The collected data was analyzed adopting simple random sampling technique. The research revealed that 76.6% students found to possess average level of Academic Stress and 75.8% of students possess average level of Adjustment. A significant correlation found between Academic Stress and Adjustment of Post Graduate Students.

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 Keywords

Academic Stress, Adjustment and Post Graduate Students.

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This research paper delves deep into the multifaceted realm of the agricultural sector in Karnataka, India, aiming to uncover both the challenges and the opportunities it presents. Through a meticulous and comprehensive analysis, the study scrutinizes various critical factors that shape the agricultural landscape. From the patterns of crop cultivation to the state of irrigation infrastructure, agricultural productivity, and the intricate web of government policies, every facet is meticulously examined. The overarching goal of this research is to offer valuable insights into the current state of agriculture in Karnataka. By dissecting the complex dynamics at play within the agricultural sector, the study endeavours to shed light on key areas that demand attention and improvement. Moreover, it seeks to unearth potential avenues for growth and development. With a keen focus on enhancing farm income and catalysing rural development, this research embarks on a journey to uncover actionable strategies and interventions. By identifying the challenges hindering progress and leveraging the existing opportunities, the aim is to pave the way for a more sustainable, resilient, and prosperous agricultural sector in Karnataka. Through its findings and recommendations, this study endeavours to contribute meaningfully to the advancement of agriculture and the well-being of farming communities in the region.

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 Keywords

Karnataka, agriculture, challenges, opportunities, crop cultivation, irrigation infrastructure, productivity, government policies, rural development

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 Abstract

Textile industry is one of the main parameter for the economic growth of nation and modernization of life. Thus, different large and medium scale industries play a key role in nations economic development both in developed and developing countries. The textile industry take the biggest share due to its ability to create a variety of job opportunities and its integration with different economic sectors both globally and locally. It is the most expanding and emerging sector.Cotton, woolen, synthetic fibers, synthetic dyes, chemical, and process water are among the major impute raw materials in this industry and all these inputs diversified the economic importance of the textile industry. Based on fibers production, the textile industries can be categorized into two major processes such as dry and wet fabric processes. In dry processing, solid wastes are mainly generated, while liquid wastes are mainly generated in wet processing steps.Wet fabric processing is including sizing, scouring, bleaching, mercerizing, dying, finishing, and printing. During fiber formation, potable water, different chemicals and dyes consumed and waste water discharge from wet processing steps depend on the operations. This process is the main source of contaminated water, which is containing of clean water, dyes, and chemicals in various wet utilization of clean water, dyes and chemicals in various wet processing unit operations. Discharge of waste water from the textile industry contains toxic pollutants such as dyes, chrome, Na0H, starch, acid, etc. therefore, the textile factories are estimating to consume much potable water and chemicals when compared to other industries and almost all effluents are mostly contaminated. An average textile industry consumes process potable water about two hundred litter per kilogram of product. Kant reported that estimation of the world bank dyeing and finishing section is near to 17-20% of industrial waste water generate.

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Designing, double sided hoodie, fleece (cotton) fabric, slected design, end product

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Traumatic experiences change the course of our lives as they not only affect us physically but also emotionally and psychologically. For many years, trauma related research was centred on its negative consequences and how individuals can deal with traumatic experiences. However, recent research has come up with new findings, as it has been found that trauma holds the ability to affect us positively as well. "Post-traumatic growth" is a new construct, which has brought our attention to the fact that; traumatic experiences can bring out a fresh enlightenment towards life as an after-effect. This new found enlightenment brings many positive changes, such as new found meaningfulness towards life, establishment of deep and intimate relationship, spirituality, believing in something higher than self, appreciation for little joys of life etc. Since, the construct is still new and requires a great deal of research; the present review paper is an attempt towards unfolding the new found construct. The current paper discusses how the construct has evolved over time and the recent research trends. The present paper also discusses the advantages of the insight into post-traumatic growth, it brings, especially for positive psychologists and therapists and various ways of promoting post-traumatic growth.

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Trauma, Posttraumatic growth, Posttraumatic disorder, Resilience

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Creative Commons Attribution 4.0 and The Open Definition

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E-commerce has revolutionized the way businesses operate, offering a platform for buying and selling goods and services online. In the digital age, the development of e-commerce websites has become imperative for businesses aiming to expand their market reach and increase sales. Among the various frameworks available for web development, Django has gained significant popularity due to its robustness, scalability, and versatility. This research paper delves into the process of building and implementing e-commerce websites using the Django framework, exploring its features, advantages, challenges, and best practices.

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This research shows the working of python based framework which help in developing applications.

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19th CE Indian Literature during colonial British imperialism underwent a sea-change. Literature of all the regions particularly, 'bhasa sahitya', was deeply influenced by colonial modernity, which was a remarkable departure from existing tradition, paving the way for rejection and reconstruction in renaissance of consciousness and igniting conflicts and controversies from different angles. In this context, my paper is going to focus upon Regional Odia poetic literature of 19th CE when Radhanath Ray, like Fakir Mohan Senapati, rejected the medieval traditional 'Riti Yuga' or 'Bhanja Yuga' mode of poetry-creation, both in content and style, in his epoch-making text 'Kedar Gouri' as a model of revolutionary change. He created this tragic-romance and the fictional legend as imitation, sometimes translation, transcreation and cultural-geographical and historical equivalence, in hybridity with Ovid's "Pyramus and Thisbe" an excerpt from Metamorphosis, a magnum opus of Western culture. In retelling the story of tragic romance of Kedar- Gouri, modelled up an alien legend, the poetic talent of Radhanath has tried to fuse the alien topography, culture and history with the Odishan culture, history and landscape as a post-modern artistic pastiche or remix as though it organically belonged to the typical soil of Odisha where all readers were emotionally entangled. The tragic story of Kedar Gouri in verse narrates that the bold lovers of matchless beauty of one neighbourhood were strictly forbidden by their rival parents for their love and union. However, their intense love did not bother about the physical obstacle. Throughout day and night, they shared the whisperings of their love-tiding through the cracks of a wall that separated the two families like an iron curtain. Finally, they eloped away to a lone place of nature, where the tiger's untimely appearance aligned with Gouri's scarf falling off her shoulder as a turn of destiny, became the cause of their fatal suicide.

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Colonial, Riti-yuga,imitation, transcreation, translation, hybridity, pastiche .

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Tuberculosis is caused by mycobacterium Tuberculosis bacteria. TB kills more adult in India than any other infectious disease. 32% of world population suffering from TB. TB is spread through tiny droplets released into the air via cough and sneezing.Many guidelines for TB infection control have been published internally as follows..Guidelines for preventing mycobacterium Tuberculosis for transmission in health - care setting..The risk factor generate when there is an contact with TB infectiousness patient on daily basis..There are generally two types of contact (close and casual contact).close contact is basically when the person spend a long time (more than 8 hours) with infectiousness TB patient..Close household are generally those who share the patients breathing daily (bedroom, living room and kitchen) Close non-household are basically that when there are an sharing of breathing space with an TB patient outside the household ( school, work place, etc)

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Tuberculosis, mycobacterium bacillus, WHO, LTBI, Transmission, TB Development, Infection control, Tuberculin skin test, Treatment.

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The main aim of this research is to know how effective tax planning strategy can influence tax payers and their income .The study is descriptive in nature. The objective of the research is to study the patterns of savings used by the salaried employees and to Determine the level of tax planning knowledge among employees. The sample size is 160. The sample method used for this study is the Percentage analysis. The data has been collected through a well-structured questionnaire and has been analyzed.

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 Keywords

Salaried Employee , Tax Planning Strategy, Income Tax

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Creative Commons Attribution 4.0 and The Open Definition

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This study examines the medical results and healthcare utilization of diabetic individuals with insurance and those without, offering a thorough comparative comparison. Diabetes is a chronic illness that affects millions of people worldwide and has serious health and financial ramifications. Nonetheless, having access to doctors and having insurance are essential for properly managing this illness. This study compares the use of preventive care by insured and uninsured diabetes patients, looking at a number of factors such as controlling glycaemic complications, adherence to medications, hospitalizations, and ER visits using a mix of qualitative and quantitative methods. To clarify the variations in medical results and usage patterns among the two groups, data from databases of insurance claims, electronic health records, and patient questionnaires are reviewed. The results of this study provide insight into the differences in healthcare access and health outcomes between diabetics with insurance and those without. The research findings hold significant importance for policymakers, healthcare providers, insurers, and advocacy groups as they develop initiatives that strive to enhance healthcare equity and quality for individuals with diabetes, irrespective of their insurance status. The study also emphasizes how critical it is to increase healthcare access and insurance coverage in order to lessen the negative impacts of diabetes and improve wellness for all those who live with this chronic illness.

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 Keywords

Analysis, Insured, Diabetes, Patients

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Creative Commons Attribution 4.0 and The Open Definition