Volume 13 | Issue 5 |

 Abstract

Artificial Intelligence (AI) is revolutionizing the banking sector, particularly in the field of lending. Traditional banks are increasingly integrating AI-driven solutions to enhance credit risk assessment, automate loan processing, and offer personalized lending experiences. AI-powered algorithms analyze vast amounts of structured and unstructured data, enabling banks to make more accurate credit decisions while reducing manual intervention. By leveraging machine learning models, banks can assess borrower creditworthiness beyond traditional financial metrics, incorporating alternative data sources such as transaction patterns, social behavior, and real-time economic indicators. This not only improves lending efficiency but also expands financial access to underserved populations. Additionally, AI enhances fraud detection by identifying suspicious transaction patterns and minimizing the risk of defaults, ensuring a more secure banking ecosystem. Beyond risk assessment, AI is streamlining regulatory compliance by automating data analysis and reporting processes, reducing human errors and operational costs. AI-powered Chatbot's and virtual assistants are also transforming customer interactions, offering 24/7 support and guiding borrowers through loan application procedures. The adoption of AI in bank lending improves operational efficiency, accelerates decision-making, and enhances customer satisfaction. However, challenges such as data privacy concerns, regulatory hurdles, and ethical considerations must be addressed to ensure responsible AI adoption. As AI continues to evolve, its role in bank lending will become even more significant, shaping the future of financial services with increased accuracy, security, and inclusivity.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

AI in banking, Bank lending, Credit risk assessment, Loan underwriting, Fraud detection, Risk management.

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Impact of new aspects on agricultural development and land use change in Jhunjhunu district: A geographical study

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Creative Commons Attribution 4.0 and The Open Definition

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Impact of new aspects on agricultural development and land use change in Jhunjhunu district: A geographical study

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Cancer is a complex and multifactorial disease that continues to be a major health concern worldwide. Despite significant advances in conventional cancer therapies, there is a growing interest in exploring alternative and complementary approaches to cancer treatment. Herbal natural products have been used for centuries in traditional medicine to prevent and treat various diseases, including cancer. This review highlights the potential of herbal natural products as anti-cancer agents, focusing on their bioactive compounds. Phytochemicals have selective activities that are targeted towards tumour cells. The complex process known as carcinogenesis involves a number of signalling cascades. Phytochemicals are thought to be attractive prospects for the development of new therapeutics because of their pleiotropic effects on the target event in a number of ways."Researchers are looking at which of these phytochemicals might be possibilities for inhibiting or reducing the growth of cancer cells without causing any unfavourable side effects. There are a lot of phytochemicals and the analogues they were made from that have been identified as potential anticancer therapeutic possibilities. An effort has been made to highlight the most recent developments and noteworthy accomplishments in phytomolecule-based cancer therapies that target nuclear and cellular components through this succinct overview.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

anticancer,medicinal pants, bio active compounds

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

BACKGROUND: Acute kidney injury is a syndrome characterized by the rapid loss of the kidney's excretory function and is typically diagnosed by the accumulation of end products of nitrogen metabolism (urea and creatinine) or decreased urine output, or both. It is the clinical manifestation of several disorders that affect the kidney acutely. Prevalence of hypertension was 70%, with the highest rate in post-renal AKI (85%), followed by renal AKI (75%) and pre-renal AKI (30%). Quality of life is seen to be decreased in all stages of kidney disease. AIM: To study the effect of isometric handgrip exercise on blood pressure and on QOL in AKI patients METHODOLOGY: Forty-three subjects who fulfilled selection criteria included using simple random sampling. Subjects were evaluated for blood pressure using sphygmomanometer, and QOL using KDQOL-36 scale. Subjects were given isometric handgrip exercise 3 times per week for 8 weeks. After intervention of 8 weeks outcomes measures sphygmomanometer and KDQOL-36 scale were again taken. RESULT: The results indicated that there is significant reduction of blood pressure after the given treatment protocol. Also there is increase in the QOL score due to the treatment. CONCLUSION : The findings of this study support the effectiveness of Isometric Handgrip Exercises to lower blood pressure and increase QOL in patients with AKI.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Isometric hand grip exercise - Hypertension - AKI - Blood pressure - Quality of life

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Managing money, saving, and investing are central to personal finance, which encompasses mortgages, estate planning, investments, budgeting, insurance. Planning and budgeting are concerns by most people nowadays regarding their regularity of daily expenses. personal finance management system. A thorough description of the designed system is provided, along with test scenarios to demonstrate its functionality and effectiveness. The benefits of budgeting tools because budgeting applications are able to simplify people's life by helping them to take control of their financial affairs effectively.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Managing money, investments, budget, banking, financial opportunities.

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

"THE LOST KINGDOM OF ARTHENIS" is an interactive text-based adventure game designed to immerse players in a mystical world filled with exploration, puzzles, and branching storylines. The game incorporates elements of choice-driven gameplay, an inventory system, and NPC interactions to enhance player engagement. Featuring multiple endings based on decisions, the narrative unfolds dynamically, offering unique experiences with each playthrough. The game introduces a graphical user interface (GUI) using frameworks like Tkinter, Pygame, and PIL to provide animations, visual enhancements, and a user-friendly interface. Players embark on a quest to uncover the secrets of the lost kingdom, solve intricate puzzles, and interact with characters, all while navigating richly detailed environments. The inclusion of sound effects and background music further enhances the atmospheric experience. By combining storytelling, exploration, and logical challenges, The Lost Kingdom of Arthenis delivers a captivating and educational adventure that appeals to players of all ages.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

The Lost Kingdom of Arthenis, Interactive Adventure Game, Text-Based Gameplay, Branching Storylines, Player Choices, Inventory Management, Mystical Exploration, Puzzle-Solving, Multiple Endings, GUI Design, Tkinter, Pygame, Dynamic Narratives, Atmospheric Experience, Game Development Frameworks, Decision-Driven Gameplay, Rich Environments, Future Enhancements.

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Creative Commons Attribution 4.0 and The Open Definition

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This paper presents the development of a GUI-based To-Do List application using Python's Tkinter for the interface and SQLite for backend storage. The application supports task creation, editing, deletion, prioritization, and completion tracking, with features like due-date reminders and category filtering. CRUD operations are handled via embedded SQL queries, ensuring real-time data synchronization. Designed with a modular and scalable architecture, the project demonstrates effective integration of GUI development and database management, with potential for future enhancements such as cloud sync and multi-user support.

Licence: creative commons attribution 4.0

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Productivity Tool, Task Management, To-Do List, GUI Application

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Social media personalities, or influencers, have revolutionized brand marketing by leveraging their personal connection with audiences to shape consumer decisions. Unlike traditional advertising, influencers create authentic, engaging content that resonates with their followers, making brand endorsements feel more trustworthy. Their ability to amplify brand reach, drive engagement, and even spark viral trends makes them a powerful force in modern marketing strategies. By collaborating with influencers, brands can tap into niche communities, build credibility, and enhance their visibility in competitive markets. The impact of these partnerships goes beyond promotions--they help shape brand narratives and foster genuine customer relationships. Influencer marketing has transformed how brands connect with audiences. Social media personalities wield significant influence over consumer behavior, shaping opinions and driving purchasing decisions. By leveraging the trust and engagement influencers build with their followers, brands can amplify their reach, strengthen credibility, and cultivate deeper relationships with their target markets. This modern marketing approach goes beyond simple endorsements--it integrates storytelling, authenticity, and niche targeting to create powerful brand narratives. As influencers continue to shape digital landscapes, businesses must strategically collaborate with them to remain relevant and competitive

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

storytelling, authenticity,

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Creative Commons Attribution 4.0 and The Open Definition

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This study explores the significance of oral traditions and storytelling in Zora Neale Hurston's Their Eyes Were Watching God, a seminal work in African-Caribbean literature. The novel, which was published in 1937, reflects Hurston's anthropological background and her deep engagement with African-American folklore and culture, rooted in the African-Caribbean diaspora. Oral tradition in the novel serves as a powerful tool for preserving history, asserting identity and fostering community. Through the narrative structure of the novel and its focus on Janie Crawford's journey, Hurston intertwines storytelling with themes of self-discovery, love, and empowerment. The novel is narrated through a series of flashbacks, where Janie recounts her life story to her friend Pheoby, creating a frame narrative that mirrors African oral storytelling traditions. This study emphasizes the importance of the spoken word, examining how Hurston employs dialogue, dialect, and oral folklore to construct an authentic representation of African-Caribbean cultural practices. The research highlights how Hurston's use of oral narrative techniques allows for the exploration of African-Caribbean traditions and values, such as respect for elders, the significance of communal bonds, and the role of myth and folklore in shaping personal and collective identities. Additionally, the study investigates the role of the folk tale and the trickster figure in Hurston's storytelling, which are central motifs in African-Caribbean oral traditions. It also discusses the subversive power of oral stories, as they provide a space for marginalized voices to challenge dominant narratives, particularly those of patriarchy and colonialism. The storytelling in Their Eyes Were Watching God is presented as a form of resistance, as it empowers Janie to assert control over her own life story and to reclaim her voice from the constraints of societal expectations. In conclusion, this study argues that Hurston's novel is a dynamic representation of oral traditions, using storytelling as a mechanism for cultural preservation, empowerment, and resistance. The blending of literary and oral forms within Their Eyes Were Watching God allows Hurston to both honor and challenge the legacy of African-Caribbean oral traditions, offering a powerful narrative of self-determination and cultural continuity.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Oral traditions, Storytelling, African-Caribbean literature, Zora Neale Hurston, Their Eyes Were Watching God, African-American folklore, Identity, Folk narrative, Dialect, Frame narrative, Myth and folklore, Empowerment, Subversive storytelling, African-Caribbean diaspora, Oral history

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

This new design method for Finite Impulse Response (FIR) filters focuses on optimizing the "critical path," which is the part of the filter where the signal takes the longest time to travel. By reducing this delay, the filter can process signals faster and more efficiently. This makes the filter work quicker, which is important in systems where speed matters. The optimization also helps reduce the amount of power the filter uses, making it perfect for applications that need to save energy, such as in mobile devices or other low-power systems.

Licence: creative commons attribution 4.0

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Critical path, Power efficiency, Finite Impulse Response, Speed, Low-power systems.

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Creative Commons Attribution 4.0 and The Open Definition