Volume 12 | Issue 6 |

 Abstract

Microlending has emerged as one of the most important financial tools to foster financial inclusion. It enables the poor and low-income households to increase their income levels, improve their overall standards of living and thereby in aggregative sense play a role in poverty alleviation. Loan default is a frequent phenomenon associated with the microlending activities in India. It is affecting the microlending Institution's sustainability. The present study aimed to analyse the factors affecting the repayment behaviour of borrowers associated with microlending in India. The study has also focused in identifying the delinquent behaviour influenced by the demographic aspects of any individual. The study not only examines the effect of demography on the delinquent behaviour of individual but also considers the loan characteristics as determinants. The data denoting characteristics of loan has been collected in the form of secondary data. Total 250 samples collected from one of the applications and web based microlending Institutions in West Bengal. The data collected in the form of primary and secondary has been analysed with the use of descriptive statistics and non-parametric test to develop the findings of the study.

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 Keywords

Delinquency, Microlending, Demographic aspects, Loan Repayment, Non-parametric Test

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The pursuit of healthier, more vibrant hair has led to the rise of herbal shampoos, marking a shift towards natural alternatives in the realm of hair care. This paper delves into the evolution and characteristics of herbal shampoo formulations, exploring their advantages, limitations, and role in promoting holistic hair health. Herbal shampoos, formulated with botanical extracts and essential oils, offer a gentle yet effective approach to cleansing and nourishing the hair and scalp. With a foundation rooted in traditional remedies and natural ingredients, herbal shampoos cater to the growing consumer demand for safe, sustainable, and efficacious hair care products. The advantages of herbal shampoos are multifaceted, encompassing increased hair luster, decreased hair fall, and the preservation of natural oils essential for hair health. These formulations also boast a completely natural composition, free from harsh chemicals, making them gentle on both the skin and scalp. However, herbal shampoos are not without their limitations. Challenges such as ingredient variability, stability issues, and the need for preservatives can pose obstacles to formulation and quality control. Nonetheless, the benefits they offer outweigh these challenges, making them a compelling choice for those seeking a more natural approach to hair care. The exploration of herbal shampoo formulations exemplifies the fusion of science and nature in personal care. By harnessing the power of botanical ingredients, herbal shampoos offer a holistic solution to hair care needs, prioritizing safety, efficacy, and sustainability. As the demand for natural hair care alternatives continues to grow, herbal shampoos stand poised to play a central role in shaping the future of hair care practices.

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 Keywords

: Herbal, anti-dandruff, orange peel, aloe vera, shampoo, Eucalyptus, aromatic, scalp.

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There are a number of plants that have therapeutic use. Indian and Asian sub-continent is the home of such flora. Bur flower plant is commonly known as Cadamba in hindi and Sanskrit. It is one of the main medicinal plants used in ayurveda for treatment of various diseases. There are several studies which proved that different parts of Cadamba have diferent medicinal properties that includes Antioxidant activity, Anti-cancer activity, Anti-fungal activity, Anti-bacterial activity, Anti-diabetic activity, Anti-inflammatory & Analgesic activity, Hypolipidemic activity, Anti-pyretic activity, Diuretic & laxative activity and Hepatoprotective activity.

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 Keywords

Cadamba, Therapeutic, Ayurveda

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 Abstract

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 Keywords

HPLC; Nebivolol Hydrochloride; Ramipril; validation; development; synthetic mixture

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Current life is stressful & tension headache are one of the result of stress. pain balm is dermal drug delivery product, pain balm formulation are preferably used so as to getther faster local effect. Menthol (also known as peppermint oil) is a cyclic mono terpene which is found as greater constituent in the essential oil of mentha species .its use in dermatology is immanent where it is frequently part of topical analgesic, anti- pyretic, antiseptic , &cooling formulation. In contravation of of its wide spread use it was only recently that the mechanism by which menthol estimate same cool sensation as low temperature was elucided upon ,with the discovery of the TRPM 8 receptor . even if almost 5 year have passed since the receptor,man dermatology stare still unware of menthol underlying target . By understanding the formulation & evaluation of herbal pain balm research canshown a good effect of herbal pain balm as compaire with marketed preparation . in this pain balm we use a the ingred are herb which isvery potent&effective&there is no side effect.There by use such as menthol,camphor,petrollium jelly,eucalyptus oil ,beeswax, menthol,castor oil .

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 Keywords

Herbal pain balm , menthol , antiinflamatory action , anti oxidant property

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Piper betel Linn. an important species of the Piperaceae family is an evergreen and perennial creeper, with glossy heart-shaped leaves that are magnificent reservoirs of phenolic compounds with anti-proliferative, anti-mutagenic, antibacterial and antioxidant properties. Betel is recognized as health promoting food due to presence of essential components such as minerals and vitamin usually calcium, carotene, thiamine, riboflavin, niacin, and vitamin C. Apart from it contain many essential amino acids as well as flavonoids and polyphenolic content. Due to its potential health benefits it is so far part of many food products such as noodle, dairy beverages and many food products. Betel leaves and their constituent parts have been utilized for centuries for their medicinal benefits in treating wounds, indigestion, bad breath, inflammations, and inflammatory disorders.

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Piper Betel Leaf, medicinal uses, essential oil, antioxidant

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A tiny, prickly plant in the Acanthaceae family, Barleria prionitis goes by several colloquial names, but is most commonly known as "porcupine flower." This is a native plant to parts of Africa and South Asia. Ayurvedic and other traditional systems recognize the flower, root, stem, leaf.Its important source of secondary metabolites, which include tannin, saponin, flavonoids, alkaloids, glycosides, and phenolic compounds, has been demonstrated by recent pharmacognostical screening to have effective anti-microbial, anti-inflammatory, hepatoprotective, and gastroprotective properties. This can be viewed as an overview of the present state of Barleria prionitis development. Dental health is just as vital as general wellness. People may have more oral health issues these days, such as gingivitis, periodontal disease, sore throats, plaque,mouthulcer and more. Numerous formulations are available to support the maintenance of optimal oral health.It is advised to use mouthwash to reduce bacteria, pain, bad breath, and plaque. Because herbal mouthwash has fewer adverse effects, is non-irritating, less poisonous, and doesn't contain alcohol, it is recommended over chemical mouthwash. Because herbal mouthwash is manufactured from extracts of crude medications, it has less or no side effects when compared to synthetic mouthwash. Several plant extracts are used to make herbal mouthwashes. The following herbs--which are helpful in dentistry--are mentioned in this article: clove, peppermint, tulsi,neem and honey. The current study aims to create and assess a herbal mouthwash and assess its efficacy in combating the oral cavity's microbial load. The plant materials were gathered and their water-soluble components removed.The prepared mouthwash's physicochemical characteristics and antibacterial efficacy were further assessed. The mouthwash that is currently available has good antibacterial properties.The stability study's findings support the efficacy of the preparation. Currently available mouthwash is a liquid formulation that often includes both antibacterial and antiseptic ingredients.These solutions have the potential to decrease microbial growth in the oral cavity like mouthulcers or sores.

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 Keywords

BarleriaPrionitis,Mouthwash,Mouthulcer,Sores,Antibacterial,Formulation, Natural,Crude drugs,Oral hygiene.

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Dermatitis, a common inflammatory skin condition, poses challenges in terms of effective and well-tolerated treatment options. It is characterized by inflammation of the skin, often necessitates treatment with nonsteroidal anti-inflammatory drugs (NSAIDs) and corticosteroids which may pose some limitations, side effects and significant health challenges with conventional treatments. This article provides a thorough exploration of the therapeutic potential of medicinal plants in the management of dermatitis exploring an alternative therapeutic approach by focusing on Janus kinase (JAK) inhibitors, a class of drugs that have shown promise in modulating inflammatory pathways Dermatitis is a common inflammatory skin condition that requires minimally invasive therapeutic interventions to be effective. Many reviews reveal the involvement of JAK-STAT signaling in dermatitis pathogenesis and highlights the potential of JAK inhibitors in mitigating inflammation. discussing the specific mechanisms of action of JAK inhibitors, their role in regulating immune responses, and their potential benefits in comparison to traditional treatments centred on qualities that are skin-soothing, antimicrobial, and anti-inflammatory.

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 Keywords

Atopic dermatitis, Juan kinase inhibitors, Interleukins, jak-stat signaling pathway.

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The majority of commercial soaps include chemicals and synthetic ingredients that may be irritating or even damaging to the skin. Human's skin, which need special treatment for healing, improved skin tone, and the appearance of glowing health. Herbal soaps found in nature are another viable option. Herbal products have double meaning: first, they are used as cosmetics for body care, and second, the presence of photochemical and botanicals in them results in naturally healthy skin. Herbalism and the usage of herbal products are now popular trends. Indian herbs are the most abundant source utilised in the cosmetic industry. As more people know the health benefits and cost-effectiveness of herbal products, their use is growing rapidly all across the world. So, In this research, we used the cold process technique to create a herbal soap .In order to make herbal soap namely (coconut oil, Glycerine , Moringa oleifera extract, C. sinensis peel Powder, and sodium hydroxide (lye) was used, and the various extracts were afterwards combined into the primary saponification process. After completion of the herbal formulation, it was tested for its pH, moisture content, foaming index, foam retention time, and high temperature stability, etc. Various study found that, these herbal plant extracts proven to possess anti-bacterial activity, anti-inflammatory activity, anti-fungal activity, etc. The findings for the manufactured herbal soap reveal that these soap are cost-effective, convenient, generates nice foam on application and do not exhibit any skin irritation.

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 Keywords

Soap, natural ingredients, skin care , evaluation

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Introduction: IVF involves a carefully orchestrated series of steps, beginning with hormonal stimulation to encourage the ovaries to produce multiple eggs, followed by the retrieval of these eggs. Objectives of the study: The main objective of the study to assess the stress and coping abilities on IVF among women attending fertility center. Methodology: A quantitative research approach was adopted for the present study. A descriptive research design was adopted for the present study. By using convenient sampling technique, 50 women attending fertility centre in selected hospital. Results: The present study reveals that majority 26 (52%) of them had mild stress, 20 (40%) of them had moderate stress and 4 (8%) of them had high stress among women attending fertility centre. The finding shows that, majority 23 (46%) of them had low coping, 21 (42%) of them had moderate coping and 6 (12%) had well coping among women attending fertility centre. Conclusion: The study findings concluded that majority of women attending fertility centre had mild stress and moderate coping. There was significance association between year of marriage with level of stress among women attending fertility centre where p<0.05.

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 Keywords

In Vitro Fertilization, Child dissociative behaviour, Assess, School going children

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