Volume 8 | Issue 7 |

 Abstract

Universal access to financial services is a key ingredient for achieving socioeconomic development. Financial inclusion theme is particularly relevant for India, where around 21% of the world�s unbanked population resides. Recently, India has taken several steps towards financial inclusion for achieving faster inclusive growth. This paper analyzes the significance of socio-economic factors of the respondents towards awareness of financial services among 150 respondents belonging to rural households of Coimbatore district. It is an ongoing exercise that blends the government�s vision with concerted efforts by public and private players and policymakers. Financial inclusion is a key element in the strategy to achieve inclusive development of a nation. Providing access to financial services is becoming a neighborhood of concern for the policymakers because it has far reaching economic and social implications. Financial inclusion is a key element in the strategy to achieve inclusive development of a nation. Financial inclusion is required to uplift the poor and disadvantaged people by providing them the customized financial products and services.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Financial Service, Financial Inclusion and Rural Households.

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Creative Commons Attribution 4.0 and The Open Definition

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Menstruation and menstrual practices still face many social, cultural, and religious restrictions which are a big barrier in the path of menstrual hygiene management. In many parts of the country especially in rural areas girls are not prepared and aware about menstruation so they face many difficulties and challenges at home, schools, and work places. A number of programmes have recently been launched to popularise the use of sanitary pads among poor women in progressing countries. In this light, we review the prevailing menstrual practices in different contexts across the Kolhapur, as well as the initiatives undertaken to improve sanitary care. We also report findings from a study amongst women in Kolhapur. We draw upon these results to comment on better sanitary care for women slum dwellers in a rapidly urbanising context.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Menstrual, health, hygienic, sanitation

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

In Kerala the popular development experience is challenged and criticized by various marginalized sections on the basis of exclusion faced by them. (D.Shyjan 2009).There exist gaps in the development of these sections when compared to the mainstream. The TSP was introduced in 1974. It is to channelize the flow of outlays and benefits from general development sectors to these sub plans at least in proportion to their population for the betterment of STs. The general economic planning actually failed to �trickle down� the benefits of development to the poor and marginalized people and to bring down the continuing socio-economic disparities in the society that seriously affect them. So, it is valid to raise some relevant questions related to the execution of TSP in Kerala. They are; why they fall behind the other social groups in many development indicators, even after the three decades of specific targeted TSP for them?. How far these programmes were successful in solving the problems faced by scheduled tribes?. Is there any failure in the policy and programme formulation and implementation?. In this context we focusing TSP that aimed at the empowerment and development of STs and also looks at the allocation and utilization of TSP in Kerala and identifies reasons for the flaws in its implementation and its inability to solve many problem faced by them. . The study concludes that a large share of TSP is underutilized and also the funds are used for some other purpose. So there should be a reorientation of the TSP programme.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Scheduled Tribes, Tribal Sub Plan, Allocation and Utilization.

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Covid 19, Pandemic, Economic Slowdown, unemployment, Recessionary trends.

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

The physiological characteristics of human life depends upon the intake, metabolism and excretion of stable elements from food, water and air. The physiological behaviour of varies by gender, recent activities, food and fluid consumption, time of day, and in women the stages of menstrual cycle. These values also vary with countries and the continent. The physiological parameters, such as heart rate, blood pressure, body temperature, serum levels of various stress hormones (e.g. cortisol ) and immunological functions (e.g. suppression of lymphocyte activity) can be used to assess the welfare.

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Creative Commons Attribution 4.0 and The Open Definition

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Normal values, Creatinine, Pyruvate, Vitamins, Monocytes, Prediabetic, Albumin

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Creative Commons Attribution 4.0 and The Open Definition

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The development of good information now triggers the use of very broad and very easy to use technology. In its development this technology is known as Information Technology (IT), where IT is a good tool in connecting the giver and recipient of information. An example of the application of IT that can measure the level of user satisfaction with the system is by using sentiment analysis. Measuring the level of satisfaction by using this sentiment analysis can also be applied in the field of learning. Previous research has been conducted to measure the level of student satisfaction with the learning process assisted by laboratory assistants based on questionnaires. However, the assessment of student satisfaction in previous studies is said to fail if only limited to questionnaires. We propose using sentiment analysis to evaluate the learning process for students assisted by laboratory assistants. In conducting research using the concept of sentiment analysis we use logistic regression (LR) and na�ve Bayes (NB) methods. As for several stages such as: first, collecting data about opinions or reviews from students whose learning process is assisted by laboratory assistants. Second, we will conduct training data with both methods. Third, we will make conclusions, what methods are best used in measuring the evaluation of learning carried out by laboratory assistants. The results of this study will provide results that NB is a good algorithm in evaluating student opinion levels with an accuracy value of 80.32%.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

learning, evaluation, machine learning classifiers.

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

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Creative Commons Attribution 4.0 and The Open Definition

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emotions, evaluation, machine learning classifiers.

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Creative Commons Attribution 4.0 and The Open Definition

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We propose a novel paradigmatic approach to sentient reality as a whole, with specific application to Information-guided DNA dynamics, leading to a triadic genomic configuration , which accommodates besides the parental hereditar legacy, a transcendental originating highly complex guiding matrix able to control the specific way the protein-synthesis is performed. The Self's own "Soul Genome", transcending the zero point energy interdimensional barrier, couples to the zygote's quantum-governed energetic configuration by way of resonant bands of subtle energy superposition effects at the instance of fertilization, triggered by a Zinc-spark related biophotonic bridge. Thus , unique secondary torsion parameters in the DNA strands determine the way the basic protein-generating template is read, supplying the new entity's psycho-cognitive particularities along purposeful developmental vectors.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Reincarnation, self, soul, subquantum, subtle energy, DNA, Zinc spark.

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

The study analyzed monetary policy impulse on domestic private investment in Nigeria for the period of 1981 to 2018. The Augmented Dickey-Fuller test and Autoregressive Distributed Lag model were employed in the analysis of the model. The ADF unit test result reported stationarity of the variables at order 1(1), which satisfied the conditions to adopt the ARDL Bounds testing approach. The ARDL Bounds test revealed cointegration of variables; that is, the presence of a long run relationship between the variables. Consequently, the result showed that monetary policy rate exhibits a negative and significant impulse on domestic private investment in both short and long run dynamic. However, Prime lending rate exhibit a positive and significant impulse on domestic private investment in both periods. More so, minimum reserve ratio and money supply jointly exhibits negative and insignificant impulse on domestic private investment in both short run and long run. The growth of national income (GDP) exhibits a negative and insignificant impulse on domestic private investment in the short run, but in the long run the impulse dynamics was positive and significant which conforms with the a priori expectations. Ramsey reset test revealed that the model was correctly specified since the p-value of f-statistic is more than 0.1. while the normality test revealed that, regression residual was normally distributed at 5% level of significance. The study recommends that a policy that can maintain monetary policy rate at a minimal level that�s capable of inducing private investment should be vigorously pursued. This policy can be transmitted through engaging selected micro-financed banks by the central bank of Nigeria for grass root penetration. While on the other hand, minimum rediscount ratio should be downsized to boost the volume of liquidity with the commercial banks, to service the medium and large-scale enterprise.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Domestic Private Investment, Monetary Policy Rate, Growth Rate of National Income, minimum Reserve Ratio, Money Supply and Auto-Regressive distributed lag (ARDL)

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Creative Commons Attribution 4.0 and The Open Definition

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The global pandemic of the COVID 19 outbreak has brought a halt to the lives of millions of people worldwide. The impact has a drastic effect on children and their families, working professionals, adults as well as aged people, causing continuous disbalance in the normal lives, affecting emotional intelligence, mental health, healthcare problems, compromised nutrition, and wellbeing. The pandemic has a disastrous impact on the emotional and mental wellbeing, which are needed for a healthy and peaceful life. Emotional intelligence is related to emotions, which are required to facilitate thought, and for the regulation of our emotions and understanding others� also. Mental health includes cognitive, behavioral, and emotional wellbeing. It is concerned with how people think, feel, and behave in a certain situation. Due to this novel Corona pandemic, emotional intelligence and mental health of people is being affected at large. To approach the problem, this paper reviewed the current research practices and the existing works on the impacts of COVID-19 on the emotional intelligence, mental health, and wellbeing of people. It also highlights how COVID-19 is causing distress among working as well as the non-working population of the economy. The paper also includes several measures and certain recommendations on how to sustain and regain emotional and mental health during the crisis respectively. With efforts to thwart the blowout of COVID-19, the health sector is swiftly moving in the right direction. The major challenge would be the implementation of a new health system in such a way that it would reach out to every section of society.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

COVID 19, Coronavirus, Emotional Intelligence, Mental Health, Wellbeing

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Creative Commons Attribution 4.0 and The Open Definition